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Deferred Repair Program

Repair Now, Pay at Closing

Make the repairs your home needs to sell at its best — without paying a dollar out of pocket. Caymus Group coordinates the work, and the costs are simply repaid from your closing proceeds.

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What Is the Repair Now, Pay at Closing Program?

Many homeowners know their home needs work before it can list at full strength — but they do not have the cash on hand to fund those repairs. This program solves that problem.

Caymus Group works with you to identify the most impactful improvements — the updates that will move the needle on your listing price — and then coordinates approved contractors to complete the work. All costs are tracked and repaid from your closing proceeds when the home sells.

There are no loans, no credit checks, and no monthly payments. You simply approve the scope of work, and we manage the process from start to finish.

Best For
  • Homes needing light to moderate updates
  • Sellers without upfront capital for repairs
  • Those who want a stronger sale price
  • Flexible 60–120 day timeline
Typical Timeline
60–120 Days

Varies based on repair scope. Construction typically takes 2–6 weeks before listing.

What Types of Repairs Are Covered?

We focus on improvements that generate the highest return relative to cost. Here are the most common updates we coordinate:

Kitchen Updates

Cabinet refinishing or replacement, countertop updates, fixture upgrades, appliance replacement, and flooring refresh.

Bathroom Refresh

Vanity and fixture replacement, tile work, re-grouting, lighting upgrades, and cosmetic improvements.

Flooring

Hardwood refinishing, LVP installation, carpet replacement, and tile work throughout the home.

Interior Paint

Full interior repaint in neutral, market-appropriate finishes. One of the highest-return updates available.

Curb Appeal

Exterior paint, landscaping, front door, driveway, and entry improvements that drive strong first impressions.

Deferred Maintenance

Roof repairs, HVAC servicing, plumbing fixes, electrical updates, and other items buyers and inspectors will flag.

How It Works

01

Property Walkthrough

We tour your home and identify repairs and improvements most likely to improve your sale price relative to their cost.

02

Scope & Estimate

We present a proposed scope of work with cost estimates. You review and approve exactly what gets done — nothing proceeds without your sign-off.

03

Contractor Coordination

Caymus Group schedules and manages approved contractors. You do not need to source vendors, manage timelines, or oversee the work.

04

List at Full Strength

Once work is complete, we professionally photograph and market your updated home — positioned to attract strong buyer interest.

05

Costs Repaid at Closing

Repair costs are deducted from your closing proceeds. No out-of-pocket payment is required before or during the process.

At a Glance
Upfront Costs
None — deferred to closing
Timeline
60–120 Days
Potential Value
Above As-Is / Near Market
Seller Involvement
Low — we manage contractors
Credit Check Required
No
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Repair Program FAQ

No credit check or formal loan application is required. This is not a loan — it is a deferred cost arrangement tied to your closing proceeds. Eligibility is based on your property's estimated post-repair value and the expected net proceeds at closing.
We discuss this scenario upfront so you fully understand the terms before any work begins. In most cases, the improved property still generates sufficient value to cover the repair costs. We only recommend the program when the numbers clearly support it.
Caymus Group coordinates a vetted network of contractors who are familiar with the quality standards buyers expect. Using our network ensures quality control and keeps the process on schedule. In some cases, your own contractors may be eligible — we discuss this on a case-by-case basis.
We evaluate each improvement based on its likely impact on your sale price relative to its cost. We prioritize updates that buyers in your market respond to most strongly — and we skip anything that costs more than it returns. The goal is always to improve your net proceeds, not simply to spend money.
Traditional renovation loans require credit approval, monthly payments, and personal liability. This program requires none of those things. The cost is simply deducted from your closing proceeds — no interest, no monthly payments, and no personal loan on your record.

Not Sure This Program Is Right for Your Home?

We offer three other selling paths that may be a better fit depending on your property and goals.

Traditional

Standard Listing

Already market-ready? List your home for full exposure and maximum sale price.

Learn More
As-Is

Cash Offer

Prefer to skip repairs entirely? Sell as-is for a fast, certain close.

Learn More
Full Service

Guaranteed Price + Managed Sale

Want total hands-off certainty? Lock in your price and let us handle everything.

Learn More

Request Your Free Property Review

Tell us about your property and we'll walk you through whether this option — or another — is the best fit for your situation.

— Call us: 757-255-7591
— No upfront commitment required
— Response within 24–48 hours
— Local expert, not a call center
— Review tailored to your property

No obligation. We will simply help you understand your options.

Thank You!

We've received your information and will be in touch within 24–48 hours.